The Workforce Transitions Platform

Redefining how employers manage life events

When is the AI workforce transitions platform that turns workforce change into savings. We lower high-cost medical claims, reduce COBRA liability, and protect your brand by delivering an exceptional employee experience for when it matters most.

The Workforce Transitions Platform

Redefining how employers manage life events

When is the AI workforce transitions platform that turns workforce change into savings. We lower high-cost medical claims, reduce COBRA liability, and protect your brand by delivering an exceptional employee experience for when it matters most.

The Workforce Transitions Platform

Redefining how employers manage life events

When is the AI workforce transitions platform that turns workforce change into savings. We lower high-cost medical claims, reduce COBRA liability, and protect your brand by delivering an exceptional employee experience for when it matters most.

Confident HR & Benefits Leader
Confident HR & Benefits Leader
Confident HR & Benefits Leader
Employee finding health insurance plans on When platform
Employee finding health insurance plans on When platform
Employee finding health insurance plans on When platform
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Trusted by over 6,000 companies

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Trusted by over 6,000 companies

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Trusted by over 6,000 companies

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The Problem We Solve

COBRA claims cost millions.
Bad exits damage brands.

High-profile RIFs and surging healthcare claims are exposing the hidden financial and reputational risks of employee transitions.

Annual U.S. transitions

60M+

Employee Life Events

COBRA Participants

300%

More Costly

Healthcare Costs

56%

Increase Over 4 Years

Annual U.S. transitions

60M+

Employee Life Events

COBRA Participants

300%

3X

More Costly

Healthcare Costs

56%

Increase Over 4 Years

The When Solution

A better outcome for everyone

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Reduce Healthcare Costs & Risk

Reduce your financial risk by lowering high-cost COBRA claims. Our platform guides employees to affordable coverage, helping you control spend, improve your medical loss ratio, and shield your business from renewal increases.

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Reduce Healthcare Costs & Risk

Reduce your financial risk by lowering high-cost COBRA claims. Our platform guides employees to affordable coverage, helping you control spend, improve your medical loss ratio, and shield your business from renewal increases.

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Reduce Healthcare Costs & Risk

Reduce your financial risk by lowering high-cost COBRA claims. Our platform guides employees to affordable coverage, helping you control spend, improve your medical loss ratio, and shield your business from renewal increases.

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Ensure Employee Well-being

Transform exits into a supportive experience that protects your brand. With live advisors and personalized guidance, employees can confidently navigate healthcare options, ensuring they feel supported long after their last day.

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Ensure Employee Well-being

Transform exits into a supportive experience that protects your brand. With live advisors and personalized guidance, employees can confidently navigate healthcare options, ensuring they feel supported long after their last day.

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Ensure Employee Well-being

Transform exits into a supportive experience that protects your brand. With live advisors and personalized guidance, employees can confidently navigate healthcare options, ensuring they feel supported long after their last day.

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Simplify Complex Transitions

Streamline offboarding with an AI-powered platform that complements your existing COBRA process. It integrates with all major HRIS systems , creating a seamless, compliant, and low-effort experience for your entire HR team.

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Simplify Complex Transitions

Streamline offboarding with an AI-powered platform that complements your existing COBRA process. It integrates with all major HRIS systems , creating a seamless, compliant, and low-effort experience for your entire HR team.

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Simplify Complex Transitions

Streamline offboarding with an AI-powered platform that complements your existing COBRA process. It integrates with all major HRIS systems , creating a seamless, compliant, and low-effort experience for your entire HR team.

Guidance for When they need it most

Guidance for When
they need it most

From planned retirements to unexpected layoffs, every transition is unique. We provide tailored support for a wide range of scenarios to ensure no one is left without a clear path forward.

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Involuntary Exits

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Medicare Navigation

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Voluntary Exits & COBRA

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Early Retirement

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    Involuntary Exits

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    Medicare Navigation

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    Voluntary Exits & COBRA

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    Early Retirement

  • Employee after involuntary exit
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    Involuntary Exits

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    Medicare Navigation

  • Employee after voluntary exit and considering COBRA
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    Voluntary Exits & COBRA

  • Employee getting ready for early retirement
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    Early Retirement

92% Employee Satisfaction Rating

92% Employee Satisfaction Rating

92% Employee Satisfaction Rating

A fully integrated suite of transition benefits

Our AI-powered platform guides former employees to affordable COBRA alternatives, reducing costs while strengthening your employer brand and demonstrating lasting commitment to your people.

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AI-Powered Marketplace
Offer the best-fit ACA & private plans
Empower a confident, informed choice
Provide smart COBRA alternatives
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AI-Powered Marketplace
Offer the best-fit ACA & private plans
Empower a confident, informed choice
Provide smart COBRA alternatives
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AI-Powered Marketplace
Offer the best-fit ACA & private plans
Empower a confident, informed choice
Provide smart COBRA alternatives
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Concierge Advisor Support
Provide guidance from licensed advisors
Give them one-on-one support anytime
Navigate retirement & Medicare options
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Concierge Advisor Support
Provide guidance from licensed advisors
Give them one-on-one support anytime
Navigate retirement & Medicare options
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Concierge Advisor Support
Provide guidance from licensed advisors
Give them one-on-one support anytime
Navigate retirement & Medicare options
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Health Severance Benefit
Redirect funds away from COBRA
Reduce your company's financial risk
Use as early retirement health benefit
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Health Severance Benefit
Redirect funds away from COBRA
Reduce your company's financial risk
Use as early retirement health benefit
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Health Severance Benefit
Redirect funds away from COBRA
Reduce your company's financial risk
Use as early retirement health benefit
A woman on the phone with When getting Medicare enrollment support
A woman on the phone with When getting Medicare enrollment support

The cost savings were significant, but the real victory is in the peace of mind we've provided our departing colleagues.

HR Executive

"Employers are looking for new and creative ways to enhance their offerings to help attract and retain employees. Those who partner with When will stand out when competing for talent."

Tracy D

Head of Global Benefits & Wellbeing

"Employers are looking for new and creative ways to enhance their offerings to help attract and retain employees. Those who partner with When will stand out when competing for talent."

Tracy D

Head of Global Benefits & Wellbeing

"Employers are looking for new and creative ways to enhance their offerings to help attract and retain employees. Those who partner with When will stand out when competing for talent."

Tracy D

Head of Global Benefits & Wellbeing